Revenue and Collections

Gross Revenue per Week

Do You Factor Invoices?

Factoring Fee %

Starting Cash Buffer

Weekly Outflows

Fuel per Week

Rule of thumb: weekly miles / MPG x diesel price. 2,900 mi / 6.5 MPG x $3.79 is about $1,690.

Fixed Costs per Week

Truck and trailer payments, insurance, permits, ELD, parking. Weekly = monthly total x 12 / 52.

Other Variable per Week

Tolls, scales, washes, lumpers not reimbursed.

Your Personal Draw per Week

Reserves (pay yourself later)

Escrows are transfers into named savings, not expenses. They are what separates a business from a gamble.

Maintenance Escrow % of Revenue

Tire Escrow % of Revenue

Tax Reserve % of Net

13-Week Outlook

Lowest Cash Week

Week 13 Ending Cash

Safe Weekly Draw

keeps every week above $500

Weekly Net Before Draw

Ending cash Zero line

Maintenance Escrow, Wk 13

Tire Escrow, Wk 13

Tax Reserve, Wk 13

Full Projection Full Report

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Stress Test: Surprise Repair

Repair Cost

Happens in Week

Week by Week

Wk	Collected	Outflows	Escrows	Draw	Ending Cash

Owner-Operator Cash Flow Planner